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Usda B&I Eligibility Home Mortgage Assistance When To Apply For Home Loan home loans: apply for Home Loans online in India | HDFC. – *The above home loan interest rates / EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing development finance corporation limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and subject to change as per the movement in HDFC’s RPLR.Alabama USDA Eligibility. Alabama USDA Home Loan eligibility will be determined by your financial history, and the property you’re choosing to buy. First, the property in question must be in a USDA defined rural area. usda defined rural areas can change from state to state, but are typically.